Step-by-Step Guide on How to Get an RBC Void Cheque

When setting up direct deposit or pre-authorized payments, your employer or service provider may ask for a void cheque to confirm your account information. If you’re an RBC (Royal Bank of Canada) customer and wondering how to obtain one, you’re in the right place.

This blog will go over some of the easiest ways to get an RBC void cheque, whether through online banking, the RBC mobile app, or by visiting a branch. We’ll also explain why void cheques are important and how to keep your banking information secure.

What Is an RBC Void Cheque, and Why Do You Need It?

An RBC void cheque is a blank cheque with the word “VOID” written across it. It contains key banking details such as:

• Transit number (identifies your bank branch)
• Institution number (identifies RBC Royal Bank as your financial institution)
• Account number (links directly to your RBC account)

Even though a void cheque can’t be used for payments, it’s required when setting up:

• Direct deposit for payroll (so your employer can deposit your salary into your account).
• Government payments (e.g., Canada Revenue Agency (CRA) tax refunds, pensions, or benefits).
• Pre-authorized bill payments (e.g., rent, mortgage, insurance, or utilities).

Now, let’s go over the different ways to get a void cheque from RBC Royal Bank.

How to Get an RBC Void Cheque

1. Get an RBC Void Cheque Through Online Banking

If you have access to RBC’s online banking, you can quickly view and print void cheque details by following these steps:

1. Sign in to your RBC Online Banking account.
2. Click on Profile & Account Settings from the menu.
3. Under Account Services, select View Void Cheque.
4. Select the account for which you need a void cheque.
5. Agree to the terms and click Next.
6. Click Print to get a physical copy or Save as a PDF for electronic use.

Tip: If you need to email your void cheque, consider password-protecting the PDF to enhance security.

2. Get an RBC Void Cheque Using the RBC Mobile App

If you prefer to get your RBC void cheque using your smartphone, the RBC mobile app provides an easy way to find your banking details for direct deposit setup.

1. Open the RBC Mobile App and log in.
2. Tap Accounts in the navigation bar.
3. Select the account where you want the deposit to go.
4. Tap the Details tab to view your transit, institution, and account numbers.

Important: While the app does not generate a void cheque, the displayed account information is all you need to set up direct deposit, pre-authorized debit, or Interac e-transfer payments.

Alternative Ways to Obtain an RBC Void Cheque

If you don’t have access to RBC Online Banking, here are other ways to get an RBC void cheque:

• Visit an RBC Branch – Go to your nearest RBC branch and request a printed void cheque from a teller.
• Call RBC Customer Service – Contact RBC at 1-800-769-2511 and request a void cheque to be mailed to you.
• Manually Create a Void Cheque – Take a blank RBC cheque, write “VOID” across it in large letters, and use it for deposit or payment setup.

These options ensure you can still provide your banking details when needed.

How to Keep Your RBC Void Cheque Secure

Since void cheques contain sensitive banking details, take the following precautions to protect yourself from fraud:

• Only share your void cheque with trusted entities (e.g., employer, government agencies, or reputable service providers).
• If sending via email, use a secure file format (e.g., encrypted PDF).
• Never post your void cheque online or share images on social media.

If your banking details are ever compromised, contact RBC immediately to safeguard your account.

Conclusion

Getting an RBC void cheque is easy through RBC Online Banking, a mobile app, a branch visit, or customer support. Whether setting up direct deposit or pre-authorized payments, having your banking details readily available ensures smooth financial transactions.

Looking for better exchange rates on international transfers? Avoid high bank fees and get up to 2% better rates with KnightsbridgeFX. Contact us to get a free quote today!